Up to 3% available toward buyer closing costs and/or rate buydown (2% seller credit plus 1% preferred lender credit). Nearly new and thoughtfully designed, this home offers a functional open-concept layout for everyday living. The main level features 9' ceilings and 8' doors for an elevated feel, along with a guest bedroom and full bath--ideal for visitors or flexible use. The inviting great room is anchored by a cozy fireplace and flows seamlessly into the dining area and kitchen, complete with an expansive center island and oversized center-meet sliding doors that open to a covered patio for effortless indoor-outdoor living. Upstairs, a spacious loft provides flexible living space for a media room, office, or play area. The primary suite features a walk-in shower and large walk-in closet, while three additional bedrooms and a full bath offer flexibility for a variety of needs. A dedicated laundry room adds everyday convenience. The fully fenced and landscaped yard is move-in ready, and the setting is a standout--backing to a larger parcel with a single residence, offering a more open feel, added privacy, and tree views rather than a row of neighboring homes. Located just minutes from Silverdale's main shopping, dining, and entertainment hub, this home offers a 15-minute commute to Bangor Trident Base and 25 minutes to Puget Sound Naval Shipyard. Nearby St. Michael Medical Center, Kitsap Mall, Costco, and Silverdale Rotary Gateway Park--with trails, dog park, and skate park.