Renting vs. Buying: Strategic Considerations for Military Families in Kitsap County

Renting vs. Buying: Strategic Considerations for Military Families in Kitsap County

For military families stationed at Bangor Submarine Base or Bremerton Naval Base in Kitsap County, the decision between renting and buying a home demands careful consideration. At Team Luxe Real Estate, we aim to illuminate the pros and cons of both options to assist you in making an informed decision aligned with your unique circumstances.

Renting: Pros and Cons


  • Flexibility: Offers the freedom to relocate without the commitment of property ownership.
  • Maintenance: Landlord typically handles maintenance and repairs.
  • Short-Term Solution: Ideal for temporary or uncertain stationing periods.


  • Limited Control: Restrictions on property modifications and limited control over lease terms.
  • No Equity Building: No opportunity to build equity or invest in property appreciation.
  • Rent Increases: Subject to potential rent hikes at lease renewals.

Buying: Pros and Cons


  • Equity Building: Opportunity to build equity and potentially benefit from property appreciation.
  • Stability: Provides stability and the potential for long-term investment.
  • Personalization: Freedom to modify and personalize your home to suit your preferences.


  • Responsibility: Bears the responsibility for maintenance, repairs, and associated costs.
  • Market Fluctuations: Susceptible to market fluctuations affecting property value.
  • Initial Costs: Requires upfront costs like down payment, closing fees, and ongoing mortgage payments.

Considerations for Military Families

A. Stationing Duration:

  • Short-term stationing may favor renting, while longer durations may align better with buying.

B. Financial Readiness:

  • Evaluate financial readiness, including stable income and readiness for homeownership costs.

C. Future Plans:

  • Consider future career plans and potential relocation prospects before committing to homeownership.

Conclusion: Making an Informed Decision

Deciding between renting and buying is a pivotal choice for military families in Kitsap County. Each option offers distinct advantages and drawbacks. At Team Luxe Real Estate, we're committed to providing guidance tailored to your circumstances, ensuring you make an informed decision that aligns with your goals and lifestyle.